By purchasing Fin-Knowhow’s Foundation Course (hereinafter the “Course”), you, the purchaser (hereinafter “Student”) enter an agreement with Venndigm LLC (d/b/a Fin-Knowhow, "Company") and agree to the following terms:

1.  Course Deliverables

The Course is offered online. Company agrees to provide the content as promised on the Course checkout page, which includes four modules designed to help you understand how to view business operations from a financial perspective and how investors think, how to analyze financial statements, and to familiarize you with the tools of financial decision-making. The four modules are:

1. Introduction: An introduction to: finance and the financial ecosystem; how investors view businesses; how businesses are organized and why that matters
2. Financial Statements: To develop a working understanding of how to interpret financial statements and reports and to become familiar with how financial statements are analyzed
3. Financial decision making: To familiarize you with the importance and value of time in finance, the concepts and the measurement of risk, return and the cost of capital and the financial basis for evaluating transactions and investment opportunities/decisions
4. How investors think: To gain insights into how investors in stocks and bonds as well as in venture capital, private equity and private debt evaluate investments and set expectations.

Student will retain access to the Course for six months from the date of registration. Company will provide Student with at least one month’s notice should Company need to retire the Course. It is then Student’s responsibility to download all materials from the Course before the retirement date noted by Company.

2.  Privacy Policy

Company's Privacy Policy is hereby incorporated by reference into this agreement. Student understands that Company will be providing educational content to Student and that Company’s obligations under this Agreement exist only while Student’s registration is valid. Company’s obligations will cease at the end of six months from the date of registration.

Student also understands that Company is not providing one-on-one service on behalf of Student. 

3.  Payment

In consideration of Student’s access to the Course, Student agrees to pay $150.00.

Student hereby authorizes Company to charge Student’s credit card or debit card automatically as part of Student’s payment plan.

4.  No Refunds

Company has a strict no refund policy on the Course. Student understands and agrees to this.

5.  Cancellation

Student may not cancel their payments for the Course and understands that they are responsible for paying for the Course in full upon registration. Should Student fail to make timely payment, Company may immediately suspend Student’s access to the Course and pursue whatever remedies available to collect any balance owed.

Company may cancel Student’s access to the Course at any time for any reason. 

6.  No Master Resell Rights. No Personal Label Rights. 

Master Resell Rights and Personal Label Rights are not available for this course. Student understands that no rights of reproduction are transferred by this Agreement. Student agrees not to create any derivative works of the content found in the Course.

7.  Intellectual Property

Company owns the rights to all content in the Course such as texts in the forms of guides, books, explanations and the like, as well as other graphics, logos, images, downloads, and other like materials. Student’s participation in the Course does not transfer any intellectual property rights to Student. Company grants Student a single-use, non-exclusive, non-transferable, revocable license to any and all Course content. 

8.  Force Majeure

Company shall not be liable or responsible to Student, nor be deemed to have defaulted or breached this Agreement, for any failure or delay in fulfilling or performing any term of this Agreement when and to the extent such failure or delay is caused by or results from acts or circumstances beyond the reasonable control of the Company including, without limitation, acts of God, flood, fire, earthquake, explosion, governmental actions, war, invasion, or hostilities (whether war is declared or not), terrorist threats or acts, riot, or other civil unrest, national emergency, revolution, insurrection, epidemic, lock-outs, strikes or other labor disputes (whether or not relating to either party’s workforce), or restraints or delays affecting carriers or inability or delay in obtaining supplies of adequate or suitable materials, materials or telecommunication breakdown or power outage.

9.  Independent Contractor

Nothing in this Agreement shall be construed to create a partnership, joint venture, employment, or agency relationship. Company agrees only to provide Student with access to the Course, which provides education and information. The information contained in the Course, including any interactions with the instructors, is not intended as, and shall not be understood or construed as, professional advice.

10.  Severability

If any provision of this Contract shall be declared invalid or unenforceable, such provision shall be deemed eliminated from this Contract, and all remaining provisions shall continue in full force and effect.

11.  Liability

STUDENT ABSOLVES COMPANY OF ANY AND ALL LIABILITY OR LOSS STUDENT MAY SUFFER OR INCUR AS A RESULT OF USE OF THE COURSE AND/OR ANY INFORMATION AND RESOURCES CONTAINED IN THE COURSE. TO THE EXTENT PERMITTED BY LAW, STUDENT AGREES THAT COMPANY SHALL NOT BE LIABLE TO STUDENT FOR ANY TYPE OF DAMAGES, INCLUDING DIRECT, INDIRECT, SPECIAL, INCIDENTAL, EQUITABLE, OR CONSEQUENTIAL LOSS OR DAMAGES FOR USE OF THE COURSE.

12.  No Warranty OR Guarantee 

Company makes no representations about the suitability, reliability, availability, timeliness, and accuracy of the information, software, products, services, and related graphics contained in the Course for any purpose. To the maximum extent permitted by applicable law, all such information, software, products, services, and related graphics are provided “as is” without warranty or condition of any kind. Company and/or its suppliers hereby disclaim all warranties and conditions with regard to this information, software, products, services, and related graphics, including all implied warranties or conditions of merchantability, fitness for a particular purpose, title, and non-infringement.

13.  Assignment

Student may not assign this Agreement without express written consent of Company.

14.  Modification

Company may modify terms of this agreement at any time. All modifications shall be posted on the Company’s website and purchasers shall be notified.

15.  Indemnification

Student agrees to indemnify, defend, and hold harmless the Company, its officers, directors, employees, agents, and third parties for any losses, costs, liabilities, and expenses (including reasonable attorneys’ fees) relating to or arising out of Student’s use of or inability to use the Course and related services, any user postings made by Student, Student's violation of any terms of this Agreement or Student's violation of any rights of a third party, or Student’s violation of any applicable laws, rules or regulations. 

16.  Dispute Resolution

Student expressly waives any and all claims, now or in the future, arising out of or relating to the Course. To the extent Student attempts to assert any such claim, Student hereby expressly agrees to present such claim only in the small claims courts in Contra Costa County, State of California.

Last Updated: June 24, 2025