This Fin-Knowhow Workshop Agreement is made between Venndigm LLC (d/b/a Fin-Knowhow, hereinafter "Fin-Knowhow") and you (hereinafter "Participant"). Collectively, Fin-Knowhow and Participant will be referred to as the "Parties." The Parties agree to the following terms and conditions

1.  Conditions

This Agreement is effective upon (1) registration of the Participant, (2) payment of the Registration Fee, and (3) confirmation of registration by Fin-Knowhow. Upon completion of these conditions, this Agreement shall take effect. 

2.  Scope of Program

The Fin-Knowhow Workshop is an online program where Fin-Knowhow provides services and deliverables to a group of three to twelve individuals. There are different Workshops for different disciplines, domains and role. You are expected to join the Workshop most-aligned with your role and discipline

Individuals who participate in the Workshops are referred to in this Agreement as "participants." Participants are visible to each other and will have the opportunity to interact with each other. 

The Workshop Participants engage in six hours of live interactive discussions of case studies, applications that are specific to your domain. Fin-Knowhow agrees to provide the deliverables and services as promised on the Program checkout page, which includes at least four case studies that cover the following topics:

• The selection of business form and its implications
• How the same company’s financial statements may be analyzed differently by a lender versus an equity investor
• How an investment opportunity is assessed using techniques such as NPV, IRR, payback
• Performance measurement using operational and financial indicators

Participant understands that this Program does not include ongoing support or additional services outside of those specifically outlined herein. Should Participant wish to obtain additional services, Participant may reach out to Fin-Knowhow to request those additional services.

3.  Registration Fee

In consideration of Fin-Knowhow's obligations and the mutual promises set forth in this Agreement, Participant agrees to pay Fin-Knowhow a single payment of $300.00 (hereinafter “Registration Fee”).

Payment is due immediately upon registration. 

4.  Method of Payment

Fin-Knowhow will provide an online payment link to Participant. Participant agrees to make payment by debit or credit card using the linked checkout page. 

5.  Refunds & Program Cancellation

If the Program is cancelled for any reason, Participant will receive a full refund, not including third party payment processing fees. 

6.  Cancellation & No-Show Policy

Participant understands that space is reserved for Participant's attendance upon registration and Fin-Knowhow forgoes other income opportunities in reliance on Participant's registration. Fin-Knowhow has a strict no refund policy on the Program. Student understands and agrees to this. The Registration Fee is not transferable to subsequent programs, events, or offers. 

7.  Participant Conduct

Participant agrees to comply with the policies of the video conferencing platform through which the Program is hosted. These policies are specifically incorporated by reference here. 

Fin-Knowhow, Fin-Knowhow's staff, and Program participants maintain the right to a safe and harassment-free environment. Harassment shall include, but not be limited to the following behaviors: overuse of foul or graphic language; sexual advancement or insinuation; yelling; repeated phone calls, texts or emails that supersede reasonable levels of communication; bullying; name calling; general lack of cooperation, not following processes and belittling of the duties Fin-Knowhow or Fin-Knowhow's staff are contracted to perform.

Participant understands and agrees that engaging in any harassment or disruption of the Program events or activities will result in immediate removal from the Program, without refund of payment. 

8.  Medical Needs

Participant agrees to notify Fin-Knowhow of accessibility requirements at time of registration. 

9.  Privacy

Participant agrees to respect the privacy of persons in attendance at the Program. Participant agrees to refrain from posting or publishing any media which identifies a person at the Program without that person's consent. Fin-Knowhow has the right to remove participants in violation of this provision, without refund. 

Fin-Knowhow's Privacy Policy is specifically incorporated by reference here. 

10.  Intellectual Property 

The Program includes programs and materials owned or licensed by Fin-Knowhow. No programs or materials may be redistributed, copied, or used to create a derivative work without Fin-Knowhow's written consent. 

11.  Relationship of the Parties

Nothing in this Agreement shall be construed to create a partnership, joint venture, employment, or agency relationship. Fin-Knowhow agrees only to provide Participant with access to the Program, which provides education and information. The information contained in the Program, including any interactions with the instructors, is not intended as, and shall not be understood or construed as, professional advice.

12.  Warranties and Representations

The Parties warrant and represent that they are free to enter into this Agreement and have the authority to do so.

No other warranties are made, whether express or implied. All information provided during the Program is for educational and entertainment purposes only and is provided on an "as is" and "as available" basis. Fin-Knowhow disclaims all warranties of any kind as to the use of information provided during the Program, including, but not limited to the implied warranties of merchantability, fitness for a particular purpose and noninfringement. 

Fin-Knowhow specifically disclaims any warranty that the Program (1) will meet Participant's needs or goals, (2) will be free of errors, reliable, or timely, or (3) that errors will be corrected. Participant understands the importance of consulting third party legal and financial professionals and promises not to act or refrain from acting based solely on information gathered during the Program. 

13.  Limit of Liability

LIABILITY SHALL BE LIMITED TO THE REGISTRATION FEE. EXCEPT AS PROHIBITED BY LAW, Fin-Knowhow SHALL NOT BE LIABLE TO Participant OR TO ANY OTHER PERSON OR ENTITY FOR ANY GENERAL, PUNITIVE, SPECIAL, INDIRECT, CONSEQUENTIAL OR INCIDENTAL DAMAGES, OR LOST PROFITS, OR ANY OTHER DAMAGES, COSTS OR LOSSES ARISING OUT OF THE FIN-KNOWHOW’S SERVICES, MATERIALS, OR PRODUCTS, INCLUDING ATTORNEY’S FEES AND RELATED EXPENSES OF LITIGATION AND ARBITRATION. EXCEPT AS PROHIBITED BY LAW, TO THE EXTENT THERE IS LIABILITY FOUND AS TO FIN-KNOWHOW, SUCH RECOVERY IS LIMITED TO THE AMOUNT THE Participant PAID FOR MATERIALS, PRODUCTS, OR SERVICES.

14.  Indemnification and Release

To the extent permitted by law, each party hereby agrees to protect, indemnify, defend, and hold harmless the other and their respective managers, officers, members, partners, affiliates, owners, shareholders, beneficiaries, and their respective employees, agents, and contractors (collectively, "Representatives") against all claim/losses, liabilities, damages, expenses, and costs arising out of or connected with the negligence or intentional misconduct of such party or its Representatives. Further, Participant on behalf of itself and its owners, affiliates, partners, subsidiaries, employees, agents, contractors, and consultants (collectively "Releasor"), waives any rights to recover from, and hereby forever agrees to release and hold harmless, Fin-Knowhow and their respective owners, parent companies, affiliates, partners and subsidiaries, directors, officers, members, participants, employees, consultants, agents, legal representatives and assigns from any and all claims, costs, personal injuries, deaths, expenses, damages, actions and liabilities, of any nature, whether direct or indirect, known or unknown, foreseen or unforeseen (collectively "Claims").

15.  Force Majeure

Neither party shall be held liable or responsible to the other party nor be deemed to have defaulted under or breached this Agreement for failure or delay in fulfilling or performing any obligation under this Agreement when such failure or delay is caused by or results from causes beyond the reasonable control of the affected party, including but not limited to fire, floods, embargoes, war, acts of war, insurrections, riots, strikes, lockouts or other labor disturbances, or acts of God; provided, however, that the party so affected shall use reasonable commercial efforts to avoid or remove such causes of nonperformance, and shall continue performance hereunder with reasonable dispatch whenever such causes are removed. Either party shall provide the other party with prompt written notice of any delay or failure to perform that occurs by reason of force majeure.

16.  Waiver

No waiver of any default by any party or parties to this Agreement shall be implied from any omission by a party or parties to any action on account of such default. If such default persists or is repeated, no express waiver shall affect any default other than the default specified in the express waiver, and that only for the time and to the extent therein stated.

17.  Article Headings

All article, paragraph, and section headings set forth in the Agreement are intended for convenience only and shall not control or affect the meaning, construction, or effect of this Agreement or any of the provisions thereof. 

18.  Severability

If any provision of this Agreement shall be declared invalid or unenforceable, such provision shall be deemed eliminated from this Agreement, and all remaining provisions shall continue in full force and effect.

19.  Modification by Subsequent Agreement

This Agreement may be modified by subsequent agreement of the parties only by an instrument in writing signed by both of them.

20.  Mediation

Fin-Knowhow and Participant agree to try to settle all disputes between them through private mediation before initiating any arbitration, litigation, or other dispute resolution procedure. The mediation session will occur at a time mutually agreed upon by the parties in consultation with a mutually selected mediator, though no later than thirty days after the date of services of the initial notice, unless otherwise agreed by the parties and mediator.  Each party shall bear its own fees and costs for the mediation. The parties agree to mediate in Contra Cost County, California.

21.  Governing Law

This Agreement shall be governed by and interpreted under the laws of the state of California.

22.  Venue

The Parties agree that any dispute that may arise as related to this Agreement shall be brought in a court within Contra Cost County, California. 

23.  Sole and Only Agreement

This Agreement contains the entire understanding between the parties with respect to the subject matter and supersedes any and all other prior written contracts and understandings (whether oral or written) between the parties. No amendment or modification of this Agreement shall be effective unless executed in writing by both parties.

24.  Assignment; Successors and Assigns 

Participant agrees that Participant will not assign, sell, transfer, delegate, or otherwise dispose of, whether voluntarily or involuntarily, or by operation of law, any rights or obligations under this Agreement. Any such purported assignment, transfer, or delegation shall be null and void. Participant represents that Participant has not previously assigned or transferred any claims or rights released by him pursuant to this Agreement. Subject to the foregoing, this Agreement shall be binding upon and shall inure to the benefit of the Parties and their respective heirs, successors, attorneys, and permitted assigns. This Agreement shall not benefit any other person or entity except as specifically enumerated in this Agreement.